/* The public website. It builds on the tokens and components in app.css and adds the larger, more editorial pieces. */

.site-body { background: var(--bg); overflow-x: clip; }

/* ---------- header ---------- */

.site-head { background: color-mix(in srgb, var(--bg) 78%, transparent); }
.site-head .wrap { height: 82px; }
.site-head .brand { font-size: 24px; }
.site-head nav a { position: relative; }
.site-head nav a.on::after { content: ''; position: absolute; left: 16px; right: 16px; bottom: 2px; height: 2px; border-radius: 2px; background: var(--accent); }
.nav-toggle { display: none; }

/* ---------- shared pieces ---------- */

.glow { position: absolute; border-radius: 50%; filter: blur(90px); opacity: .55; pointer-events: none; z-index: 0; }
.glow.violet { background: var(--accent); }
.glow.gold { background: var(--gold); opacity: .28; }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; font-size: 12.5px; letter-spacing: .14em; text-transform: uppercase; color: var(--accent-text); margin-bottom: 18px; }
.eyebrow::before { content: ''; width: 26px; height: 1px; background: currentColor; }
.section-head { max-width: 680px; margin-bottom: 48px; }
.section-head.center { margin-inline: auto; text-align: center; }
.section-head.center .eyebrow { justify-content: center; }
.section-head h2 { margin-bottom: 14px; }
.section-head p { color: var(--muted); font-size: 17.5px; margin: 0; }
.section.tight { padding-block: 40px; }
.panel { background: var(--card); border: 1px solid var(--line); border-radius: 28px; }
.lead-text { color: var(--muted); font-size: 17.5px; }

.reveal { opacity: 0; transform: translateY(22px); transition: opacity .7s var(--ease), transform .7s var(--ease); }
.reveal.in { opacity: 1; transform: none; }
.reveal.d1 { transition-delay: .08s; } .reveal.d2 { transition-delay: .16s; } .reveal.d3 { transition-delay: .24s; }
@media (prefers-reduced-motion: reduce) { .reveal { opacity: 1; transform: none; } }

/* ---------- hero ---------- */

.hero-wrap { position: relative; overflow: clip; padding-bottom: 30px; }
.hero-wrap::before { content: ''; position: absolute; inset: 0; z-index: 0; opacity: .5; background-image: linear-gradient(var(--line) 1px, transparent 1px), linear-gradient(90deg, var(--line) 1px, transparent 1px); background-size: 64px 64px; mask-image: radial-gradient(ellipse at 50% 20%, #000 20%, transparent 70%); -webkit-mask-image: radial-gradient(ellipse at 50% 20%, #000 20%, transparent 70%); }
.hero { position: relative; z-index: 1; padding: 96px 0 56px; grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr); gap: 40px; }
.hero h1 { font-size: clamp(42px, 5.6vw, 76px); letter-spacing: -.045em; }
.hero .chips { display: flex; flex-wrap: wrap; gap: 10px 22px; margin-top: 34px; color: var(--muted); font-size: 14.5px; }
.hero .chips span { display: inline-flex; align-items: center; gap: 8px; }
.hero .chips .ico { width: 17px; height: 17px; color: var(--good); }

.stage { position: relative; min-height: 520px; }
.stage .frame { position: absolute; inset: 0 0 0 40px; background: var(--rail); border: 1px solid var(--line-2); border-radius: 26px; box-shadow: var(--shadow); overflow: hidden; }
.frame-bar { display: flex; align-items: center; gap: 7px; height: 44px; padding: 0 18px; border-bottom: 1px solid var(--line); background: var(--card); }
.frame-bar i { width: 10px; height: 10px; border-radius: 50%; background: var(--card-3); }
.frame-bar span { margin-left: 12px; font-size: 12px; color: var(--faint); }
.frame-body { display: grid; grid-template-columns: 62px minmax(0, 1fr); height: calc(100% - 44px); }
.frame-rail { border-right: 1px solid var(--line); padding: 16px 0; display: grid; gap: 6px; align-content: start; justify-items: center; }
.frame-rail span { display: grid; place-items: center; width: 36px; height: 36px; border-radius: 11px; color: var(--faint); }
.frame-rail span.on { background: var(--card-3); color: var(--text); }
.frame-rail .ico { width: 18px; height: 18px; }
.frame-main { padding: 22px; display: grid; gap: 14px; align-content: start; }
.frame-main h4 { font-size: 20px; font-weight: 400; }
.mini-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.mini { background: var(--card); border: 1px solid var(--line); border-radius: 16px; padding: 16px; }
.mini small { color: var(--muted); font-size: 12px; display: block; }
.mini b { display: block; font-size: 24px; font-weight: 500; letter-spacing: -.02em; margin-top: 4px; font-variant-numeric: tabular-nums; }
.mini .progress { margin-top: 12px; }
.bars { display: flex; align-items: flex-end; gap: 6px; height: 110px; padding-top: 8px; }
.bars i { flex: 1; border-radius: 5px 5px 2px 2px; background: linear-gradient(var(--accent), color-mix(in srgb, var(--accent) 35%, transparent)); min-height: 6px; }
.bars i.alt { background: linear-gradient(var(--gold), color-mix(in srgb, var(--gold) 35%, transparent)); }

.float-card { position: absolute; z-index: 3; background: color-mix(in srgb, var(--card-2) 92%, transparent); backdrop-filter: blur(14px); border: 1px solid var(--line-2); border-radius: 20px; box-shadow: var(--shadow); padding: 16px 18px; animation: bob 7s ease-in-out infinite; }
.float-card.loan { left: 0; bottom: 34px; width: 250px; padding: 0; overflow: hidden; border: 0; animation-delay: -2s; }
.float-card.loan .loan-card { min-height: 160px; border-radius: 20px; padding: 18px; }
.float-card.loan .loan-card .bal b { font-size: 26px; }
.float-card.toast { right: -6px; top: 70px; display: flex; gap: 12px; align-items: center; max-width: 280px; animation-delay: -4s; }
.float-card.toast b { display: block; font-weight: 500; font-size: 14.5px; }
.float-card.toast span { color: var(--muted); font-size: 12.5px; }
.float-card.apr { right: 30px; bottom: 0; text-align: center; animation-delay: -1s; }
.float-card.apr small { color: var(--muted); font-size: 12px; display: block; }
.float-card.apr b { font-size: 30px; font-weight: 500; letter-spacing: -.02em; color: var(--accent-text); }
@keyframes bob { 50% { transform: translateY(-10px); } }
@media (prefers-reduced-motion: reduce) { .float-card { animation: none; } }

/* ---------- strip ---------- */

.strip { border-block: 1px solid var(--line); background: color-mix(in srgb, var(--card) 60%, transparent); }
.strip .wrap { display: grid; grid-template-columns: repeat(4, 1fr); }
.strip .item { display: flex; align-items: center; gap: 14px; padding: 26px 20px; }
.strip .item + .item { border-left: 1px solid var(--line); }
.strip .item .tile { width: 46px; height: 46px; border-radius: 14px; }
.strip .item b { display: block; font-weight: 500; font-size: 16px; }
.strip .item span { color: var(--muted); font-size: 13.5px; }

/* ---------- calculator band ---------- */

.calc-band { position: relative; }
.calc-band .panel { position: relative; overflow: hidden; padding: 56px; display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: 56px; align-items: center; }
.calc-band .calc { background: var(--main); }
.checks { display: grid; gap: 14px; margin: 26px 0 0; padding: 0; list-style: none; }
.checks li { display: flex; gap: 12px; color: var(--text); }
.checks .ico { color: var(--good); margin-top: 2px; }

/* ---------- bento ---------- */

.bento { display: grid; grid-template-columns: repeat(6, 1fr); gap: 18px; }
.bento .cell { position: relative; overflow: hidden; padding: 28px; display: flex; flex-direction: column; gap: 12px; min-height: 270px; transition: transform .35s var(--ease), border-color .35s; }
.bento .cell:hover { transform: translateY(-4px); border-color: var(--line-2); }
.bento .c2 { grid-column: span 2; } .bento .c3 { grid-column: span 3; } .bento .c4 { grid-column: span 4; }
.bento h3 { font-size: 22px; font-weight: 400; }
.bento p { color: var(--muted); font-size: 15px; margin: 0; max-width: 420px; }
.bento .visual { margin-top: auto; }
.row-mini { display: flex; justify-content: space-between; padding: 9px 12px; border-radius: 12px; background: var(--card-2); font-size: 13.5px; margin-top: 6px; }
.row-mini span:last-child { font-variant-numeric: tabular-nums; }
.chat-mini .bubble { font-size: 13.5px; padding: 9px 13px; max-width: 88%; }
.chat-mini .bubble + .bubble { margin-top: 8px; }
.pill-save { display: inline-flex; align-items: center; gap: 8px; padding: 8px 14px; border-radius: 30px; background: var(--good-soft); color: var(--good); font-size: 14px; }
.lock-art { display: grid; place-items: center; height: 120px; border-radius: 18px; background: radial-gradient(circle at 50% 40%, var(--accent-soft), transparent 70%), var(--card-2); color: var(--accent-text); }
.lock-art .ico { width: 54px; height: 54px; }

/* ---------- products ---------- */

.product-card { display: flex; flex-direction: column; padding: 0; overflow: hidden; transition: transform .35s var(--ease), border-color .35s; }
.product-card:hover { transform: translateY(-5px); border-color: var(--accent); }
.product-top { padding: 26px 26px 20px; background: linear-gradient(135deg, var(--c1), var(--c2)); color: #14111c; position: relative; overflow: hidden; }
.product-top::after { content: ''; position: absolute; width: 150px; height: 150px; border-radius: 50%; right: -40px; bottom: -70px; background: rgba(255, 255, 255, .18); }
.product-top small { text-transform: uppercase; letter-spacing: .12em; font-size: 11.5px; opacity: .75; }
.product-top h3 { font-size: 26px; margin: 6px 0 4px; font-weight: 500; }
.product-top p { margin: 0; font-size: 14px; opacity: .8; position: relative; }
.product-body { padding: 22px 26px 26px; display: flex; flex-direction: column; gap: 6px; flex: 1; }
.product-body .kv { margin-bottom: 16px; }
.product-body .btn { margin-top: auto; }

/* ---------- process ---------- */

.steps-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; position: relative; }
.steps-row::before { content: ''; position: absolute; left: 6%; right: 6%; top: 34px; height: 1px; background: linear-gradient(90deg, transparent, var(--line-2) 10%, var(--line-2) 90%, transparent); }
.step { position: relative; text-align: center; padding: 0 8px; }
.step .num { position: relative; z-index: 1; display: grid; place-items: center; width: 68px; height: 68px; margin: 0 auto 20px; border-radius: 22px; background: var(--card); border: 1px solid var(--line-2); font-size: 22px; font-weight: 500; color: var(--accent-text); }
.step h3 { font-size: 20px; font-weight: 400; margin-bottom: 8px; }
.step p { color: var(--muted); font-size: 15px; margin: 0; }

/* ---------- cost example ---------- */

.cost-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 56px; align-items: center; }
.cost-card { padding: 34px; }
.cost-card .donut-wrap { display: flex; gap: 28px; align-items: center; flex-wrap: wrap; }
.cost-card .donut { width: 230px; margin: 0; }
.cost-legend { display: grid; gap: 12px; flex: 1; min-width: 180px; }
.cost-legend div { display: flex; justify-content: space-between; gap: 12px; font-size: 15px; }
.cost-legend i { display: inline-block; width: 11px; height: 11px; border-radius: 4px; margin-right: 9px; background: var(--c); }
.cost-card .note { margin: 22px 0 0; font-size: 12.5px; color: var(--faint); }

/* ---------- trust ---------- */

.trust { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.trust .panel { padding: 30px; }
.trust h3 { font-size: 21px; font-weight: 400; margin: 18px 0 8px; }
.trust p { color: var(--muted); margin: 0; font-size: 15px; }

/* ---------- faq ---------- */

.faq-grid { display: grid; grid-template-columns: minmax(0, .8fr) minmax(0, 1.2fr); gap: 56px; align-items: start; }
.faq-list details { border-bottom: 1px solid var(--line); padding: 20px 0; }
.faq-list summary { cursor: pointer; list-style: none; display: flex; justify-content: space-between; gap: 16px; font-size: 19px; font-weight: 400; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: '+'; font-size: 24px; color: var(--muted); transition: transform .25s; }
.faq-list details[open] summary::after { transform: rotate(45deg); }
.faq-list details p { color: var(--muted); margin: 14px 0 0; max-width: 640px; }

/* ---------- call to action ---------- */

.cta-band { position: relative; overflow: hidden; border-radius: 34px; padding: 72px 40px; text-align: center; background: linear-gradient(135deg, color-mix(in srgb, var(--accent) 38%, var(--card)), color-mix(in srgb, var(--gold) 22%, var(--card))); border: 1px solid var(--line-2); }
.cta-band h2 { max-width: 640px; margin: 0 auto 14px; }
.cta-band p { color: color-mix(in srgb, var(--text) 75%, transparent); max-width: 540px; margin: 0 auto 30px; font-size: 17.5px; }
.cta-band .cta { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }
.cta-band::before, .cta-band::after { content: ''; position: absolute; border-radius: 50%; background: rgba(255, 255, 255, .06); }
.cta-band::before { width: 340px; height: 340px; left: -90px; top: -150px; }
.cta-band::after { width: 260px; height: 260px; right: -60px; bottom: -120px; }
.cta-band > * { position: relative; z-index: 1; }

/* ---------- page headers on inner pages ---------- */

.page-hero { position: relative; padding-block: 76px 24px; }
.page-hero h1 { font-size: clamp(36px, 4.6vw, 58px); letter-spacing: -.04em; font-weight: 400; margin-bottom: 14px; }
.page-hero p { color: var(--muted); font-size: 18px; max-width: 620px; margin: 0; }

/* ---------- footer ---------- */

.site-foot { background: var(--rail); border-top: 1px solid var(--line); padding: 64px 0 36px; }
.site-foot .cols { grid-template-columns: 1.5fr repeat(3, 1fr); }
.site-foot .about { max-width: 330px; margin-top: 16px; }
.site-foot .legal { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; border-top: 1px solid var(--line); margin-top: 38px; padding-top: 22px; font-size: 13px; }

/* ---------- responsive ---------- */

@media (max-width: 1100px) {
  .hero { grid-template-columns: 1fr; padding-top: 56px; }
  .stage { min-height: 480px; max-width: 640px; margin: 20px auto 0; width: 100%; }
  .calc-band .panel, .cost-grid, .faq-grid { grid-template-columns: 1fr; gap: 36px; }
  .calc-band .panel { padding: 32px; }
  .bento { grid-template-columns: repeat(2, 1fr); }
  .bento .c2, .bento .c3, .bento .c4 { grid-column: span 2; }
  .strip .wrap { grid-template-columns: repeat(2, 1fr); }
  .strip .item:nth-child(3) { border-left: 0; }
}
@media (max-width: 820px) {
  .nav-toggle { display: grid; }
  .site-head nav { display: none; position: absolute; left: 0; right: 0; top: 82px; flex-direction: column; margin: 0; padding: 14px 20px 20px; background: var(--rail); border-bottom: 1px solid var(--line); }
  .site-head.open nav { display: flex; }
  .steps-row { grid-template-columns: 1fr 1fr; row-gap: 36px; }
  .steps-row::before { display: none; }
  .trust { grid-template-columns: 1fr; }
  .site-foot .cols { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px) {
  .site-head .tools .btn:not(.primary) { display: none; }
  .site-head .tools { gap: 8px; }
  .stage .frame { inset: 0; }
  .float-card.toast { display: none; }
  .float-card.loan { width: 200px; left: 8px; }
  .bento { grid-template-columns: 1fr; }
  .bento .c2, .bento .c3, .bento .c4 { grid-column: auto; }
  .steps-row { grid-template-columns: 1fr; }
  .strip .wrap { grid-template-columns: 1fr; }
  .strip .item + .item { border-left: 0; border-top: 1px solid var(--line); }
  .cta-band { padding: 48px 22px; }
}

/* inner pages: the hero sits above a lighter content block */
.page-hero { z-index: 1; }
.hero-wrap.page-top { padding-bottom: 0; }
.section.after-hero { padding-top: 24px; }