Multi-currency wallets
Hold and spend in your local currency and more. Every account gets its own account number the moment you open it.
New Loans and payment gateway, now built in
Banking that moves as fast as you do.
One secure account for your money, your cards and your business. Send, save, borrow and get paid, in minutes and not days.
Bank-grade security
Instant transfers
Built for your country
Home
Accounts
Send
Cards
Loans
Bills
Total balance₦ 4,825,300.00
+ Add moneySendCards
Savings₦ 1,200,000
Loan available₦ 500,000
↓Payment from Ada StoresToday, 09:41+₦ 250,000
↑MTN airtimeYesterday−₦ 5,000
↑Transfer to Tunde O.Mon, 14:02−₦ 80,000
YourbankDebit
•••• •••• •••• 4821
ADA OKAFOR09 / 29
Payment received₦ 250,000 from Ada Stores
New device verifiedYou approved this sign-in
2.4M+Accounts opened
99.99%Uptime, last 12 months
3sAverage transfer time
40+Bill and airtime providers
Personal banking
Everything your money needs, in one place.
No more juggling apps. Open an account, get your account number straight away and start moving money.
Instant transfers
We check the account name before you send, so money lands where you meant it to.
TOTunde OlamideVerified account₦80,000
Virtual and physical cards
Create a card in seconds, freeze it with a tap and set your own limits.
Loans that make sense
See your limit, pick a term and know the exact repayment before you accept.
Repaid62%
1 mo3 mo6 mo
Bills and airtime
Airtime, data, power and TV in a few taps.
Airtime
Power
TV
Water
Savings goals
Set a target, name it and watch it grow. Move money in and out whenever you like.
Know about every movement
Instant alerts for every credit, debit and sign-in, so you are never guessing what happened to your money.
Business and gateway
Get paid online, without the stack of tools.
A business account with a payment gateway built in. Take cards, bank transfers and wallet payments, and see every kobo in one ledger.
Hosted checkoutA clean, fast page your customers trust. Card, transfer and wallet, all in one.
Payment linksShare a link on WhatsApp or Instagram and get paid. No website needed.
A developer APITest and live keys, signed webhooks, safe retries and refunds.
Team and payrollInvite your team, require approvals and pay everyone in one go.
Pay Ada Stores₦ 25,000.00
CardTransferWallet
Pay ₦ 25,000.00
Security
Built to protect every naira.
Security is not a feature we added. It is how the whole thing is built.
Encrypted end to end
Sensitive data and provider keys are encrypted at rest, and never shown after they are saved.
Two-step sign-in
Approve new devices, protect transfers with a PIN and get alerted the moment something looks unusual.
A full audit trail
Every sensitive action is logged, so you can always see who did what and when.
How it works
Up and running in three steps.
Choose your account
Personal or business. It takes about a minute and you only need an email.
Verify once
Confirm who you are to unlock higher limits, loans and cards.
Start moving money
Fund your wallet, send money, pay bills or accept payments right away.
Pricing
Simple, honest pricing.
No monthly fees to open an account. You only pay when you use a paid feature, and you see the fee before you confirm.
Personal
Free forever
For everyday money.
- Wallet and account number
- Free virtual card
- Bills and airtime
- Savings goals
Most popular
Business
1.5% per payment
Capped so big payments stay cheap.
- Hosted checkout and links
- API and signed webhooks
- Team, payroll and invoices
- Test and live mode
Enterprise
Custom
For high volume and special needs.
- Lower gateway rates
- Priority support
- Dedicated onboarding
- Custom limits
Local bank transferFrom ₦ 10
Airtime and dataNo fee
Virtual card creationFree
Loan processingShown before you accept
Loved by customers
People notice the difference.
“Transfers land in seconds and I can see the fee before I confirm. It finally feels like a bank that respects me.”
C
Chidi N.Freelance designer
“We added the checkout in an afternoon. Payment links alone doubled how many customers pay us on WhatsApp.”
N
Ngozi A.Founder, Ada Stores
“The alerts and the approvals give my team and me real peace of mind. Nothing moves without us knowing.”
T
Tunde O.Operations lead
Help
Questions, answered.
How fast can I open an account?
About a minute. Choose personal or business, add your details and your account number is created straight away.
Is my money safe?
Yes. Data is encrypted, new devices need your approval, and every sensitive action is logged. You get an alert for each movement on your account.
Can my business accept card payments?
Yes. Use the hosted checkout or payment links, or connect your own site with the API. You can test everything in test mode first.
How do loans work?
After you verify your identity you see your limit. Choose an amount and a term, review the exact repayment, then accept. The money lands in your wallet.
Which countries are supported?
Yourbank adapts to the country it runs in, with the right currency, account numbers and identity levels for each.
Open your account in a minute.
Join thousands who moved their money to something faster, safer and a lot nicer to use.