See where your money goes
Clear spending insights by category, with monthly trends and alerts when something looks unusual.
New Loans and payment gateway, now built in
Banking that moves as fast as you do.
One secure account for your money, your cards and your business. Send, save, borrow and get paid, in minutes and not days.
Bank-grade security
Instant transfers
Built for your country
Home
Accounts
Send
Cards
Loans
Bills
Total balance₦ 4,825,300.00
+ Add moneySendCards
Savings₦ 1,200,000
Loan available₦ 500,000
↓Payment from Ada StoresToday, 09:41+₦ 250,000
↑MTN airtimeYesterday−₦ 5,000
↑Transfer to Tunde O.Mon, 14:02−₦ 80,000
YourbankDebit
•••• •••• •••• 4821
ADA OKAFOR09 / 29
Payment received₦ 250,000 from Ada Stores
New device verifiedYou approved this sign-in
Accept and send money the way your customers already pay
VisaMastercardVerveBank transferUSSDQR payWalletPayment links
VisaMastercardVerveBank transferUSSDQR payWalletPayment links
2.4M+Accounts opened
99.99%Uptime, last 12 months
3sAverage transfer time
40+Bill and airtime providers
Everything in one app
One account. Every way you use money.
No more juggling apps. Open an account, get your account number straight away and start moving money.
Main account · 0123456789₦ 2,450,300.00
+ Add moneySend
USD wallet$ 1,240.00
Savings pot₦ 1,200,000
↓SalaryToday+₦ 650,000
↑RentYesterday−₦ 300,000
TOTunde OlamideVerified · 0987654321₦80,000
TOAmaka EzeVerified · 0011223344₦15,500
TOAda StoresVerified · 5566778899₦250,000
Name checked before every transfer
YourbankVirtual
•••• •••• •••• 4821
ADA OKAFOR09 / 29
OnlineIn-storeFreeze
You can borrow up to₦ 500,000
1 mo3 mo6 mo12 mo
₦Monthly repayment3 months at 3.5% a month₦ 178,400
%Arrangement feeShown before you accept₦ 5,000
Airtime
Data
Power
TV
Water
Rent
Betting
Gift cards
↑MTN airtimeReceipt sent−₦ 5,000
Personal banking
Built for the way you really live.
Small details that make everyday money feel effortless.
Savings goals
Name a goal, set a target and watch it grow.
New laptop74%
Pay with a scan
Show a QR code to get paid, or scan one to pay in a tap.
Alerts for everything
Instant notifications for every credit, debit and sign-in.
Split and request
Ask friends to chip in and see who has paid.
Statements and receipts
Download clean PDF statements and share a receipt for any payment in a tap.
Biometric and PIN protection
Fingerprint or face unlock, a transaction PIN, and approval for new devices.
Cards
Your card, your colour, your rules.
Get a virtual card instantly and a physical card delivered to your door. Choose a design, set limits and freeze it any time.
Instant virtual cardReady in seconds
Freeze in a tapUnfreeze any time
Works worldwideOnline and in-store
Live alertsEvery payment, instantly
YourbankDebit
•••• •••• •••• 4821
ADA OKAFOR09 / 29
Loans
Know exactly what you will pay.
Slide to choose an amount and a term. No hidden charges: every fee is shown before you accept.
You repay each month
Check my limit
Total to repay
Arrangement fee (1%)
Interest
Term
Example only. Your limit and rate depend on your account history and identity checks.
Business and gateway
Get paid online, without the stack of tools.
A business account with a payment gateway built in. Take cards, bank transfers and wallet payments, and see every kobo in one ledger.
Hosted checkoutA clean, fast page your customers trust. Card, transfer and wallet, all in one.
Payment linksShare a link on WhatsApp or Instagram and get paid. No website needed.
A developer APITest and live keys, signed webhooks, safe retries and refunds.
Team and payrollInvite your team, require approvals and pay everyone in one go.
Pay Ada Stores₦ 25,000.00
CardTransferWallet
Pay ₦ 25,000.00
For developers
An API you will actually enjoy.
Clear docs, predictable responses and a full test mode, so you can go live with confidence.
Test and live keys
Build against a sandbox with sample money, then switch to live when you are ready. Nothing to rewrite.
Safe retries
Idempotency keys mean a retried request never charges your customer twice.
Signed webhooks
Every event is signed with HMAC-SHA256, so you always know it came from us.
curlPHPNode.jsPythonRubyJava
Mobile app
Your bank, in your pocket.
Send money, pay bills, freeze a card and chat with support, all from a fast, simple app with fingerprint and face unlock.
Unlock with your fingerprint or face
Instant push alerts for every movement
Works on any phone, even on slow networks
CardsAO
YourbankDebit
•••• 4821
OnlineIn-store
Limits
Good morning, AdaAO
Total balance₦ 4,825,300
+ Add money
Send
Bills
Loans
Scan
Recent
↓Ada StoresToday+₦250k
↑MTN airtimeYesterday−₦5k
↑Tunde O.Mon−₦80k
Built for your country
Local from day one. Global when you need it.
Yourbank adapts to the country it runs in: the right currency, account numbers, banks, bills and identity levels, ready out of the box.
NGNigeriaGHGhanaKEKenyaZASouth AfricaGBUnited KingdomUSUnited StatesEUEuro area
LagosLondonNairobi
Why Yourbank
The difference is in the details.
Feature
Yourbank
Traditional bank
Open an account
In minutes
Days, with paperwork
Account number
Instant
After branch visit
Transfer name check
Always
Sometimes
Fees shown first
Every time
In the small print
Payment gateway
Built in
Separate provider
Virtual cards
Instant, free
Weeks, with fees
Security
Built to protect every naira.
Security is not a feature we added. It is how the whole thing is built.
Encrypted end to end
Sensitive data and provider keys are encrypted at rest, and never shown after they are saved.
Two-step sign-in
Approve new devices, protect transfers with a PIN and get alerted the moment something looks unusual.
A full audit trail
Every sensitive action is logged, so you can always see who did what and when.
₦48B+moved through Yourbank accounts every month
120k+businesses taking payments with our gateway
4.8/5average rating from customers
How it works
Up and running in three steps.
Choose your account
Personal or business. It takes about a minute and you only need an email.
Verify once
Confirm who you are to unlock higher limits, loans and cards.
Start moving money
Fund your wallet, send money, pay bills or accept payments right away.
Pricing
Simple, honest pricing.
No monthly fees to open an account. You only pay when you use a paid feature, and you see the fee before you confirm.
Personal
Free forever
For everyday money.
- Wallet and account number
- Free virtual card
- Bills and airtime
- Savings goals
Most popular
Business
1.5% per payment
Capped so big payments stay cheap.
- Hosted checkout and links
- API and signed webhooks
- Team, payroll and invoices
- Test and live mode
Enterprise
Custom
For high volume and special needs.
- Lower gateway rates
- Priority support
- Dedicated onboarding
- Custom limits
Loved by customers
People notice the difference.
“Transfers land in seconds and I can see the fee before I confirm. It finally feels like a bank that respects me.”
C
Chidi N.Freelance designer
“We added the checkout in an afternoon. Payment links alone doubled how many customers pay us on WhatsApp.”
N
Ngozi A.Founder, Ada Stores
“The alerts and the approvals give my team and me real peace of mind. Nothing moves without us knowing.”
T
Tunde O.Operations lead
Encrypted dataPIN and device approvalFull audit trailReal human support
Help
Questions, answered.
How fast can I open an account?
About a minute. Choose personal or business, add your details and your account number is created straight away.
Is my money safe?
Yes. Data is encrypted, new devices need your approval, and every sensitive action is logged. You get an alert for each movement on your account.
Can my business accept card payments?
Yes. Use the hosted checkout or payment links, or connect your own site with the API. You can test everything in test mode first.
How do loans work?
After you verify your identity you see your limit. Choose an amount and a term, review the exact repayment, then accept. The money lands in your wallet.
Which countries are supported?
Yourbank adapts to the country it runs in, with the right currency, account numbers and identity levels for each.
Still stuck? Visit the help centre or talk to us.
Money tips, product news. No spam.
One short email a month. Unsubscribe in a click.
We will never share your email.
Open your account in a minute.
Join thousands who moved their money to something faster, safer and a lot nicer to use.