Help Help centre

How can we help?

How do I open an account?
Choose Open an account, pick personal or business, add your details and verify your email. Your account number is created straight away.
What do I need to verify my identity?
A government ID such as a national ID, passport or driver's licence. Higher levels may need proof of address.
Can I change my phone number or email?
Yes, in Settings. We verify the new one with a code before the change takes effect.
How long do transfers take?
Most transfers land within seconds. If a bank is slow, the transfer shows as processing and settles as soon as they confirm.
I sent money to the wrong account. What now?
Contact us straight away with the transaction details. We name-check every transfer to help prevent this, and we will help you try to recover it.
Can I pay bills and buy airtime?
Yes. Go to Bills, choose a category and provider, and pay from your wallet. A receipt is saved for every payment.
How do I get a card?
Open Cards and create a virtual card instantly. You can also order a physical card, delivered to your address.
My card was lost or stolen.
Freeze it right away from the app, then contact us to order a replacement.
How much can I borrow?
Your limit is shown once you have verified your identity. It grows as you use your account and repay on time.
Can I repay early?
Yes, at any time and with no penalty.
How do I take card payments?
Open a business account, create a payment link or connect the hosted checkout, and test it in test mode. When you are verified, switch to live.
Where are my API keys?
In Developers, inside your business account. Secret keys are shown once when created, so store them safely.
How do refunds work?
Open a payment and choose Refund, for the full or a partial amount. You can also refund with the API.
Is two-step verification available?
Yes. Turn it on in Settings > Security. We also ask you to approve new devices.
Will you ever ask for my PIN?
Never. We will not ask for your PIN, password or one-time code by phone, email or message.

Chat with us

Open the app and tap Help to chat with a real person.

Call us

+234 800 000 0000. Mon to Sat, 8am to 8pm.

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