Wallet and account number
Open an account and get a real account number straight away. Receive money from any bank.
Personal Free, forever
Everyday banking, done properly.
A free account with its own account number, instant transfers, bills, savings goals and a virtual card. Open it in a minute.
No monthly fees, no minimum balance
Account number issued instantly
Main account · 0123456789₦ 2,450,300.00
+ Add moneySendCards
Savings₦ 1,200,000
Loan available₦ 500,000
What you get
Everything for your everyday money.
Instant transfers
Send to any bank in seconds. We check the account name first, so you never send to the wrong person.
Free virtual card
Shop online with a card made in seconds. Freeze it with a tap and set your own limits.
Bills and airtime
Pay airtime, data, power and TV from one place, with a receipt for every payment.
Savings goals
Name a goal, set a target and move money in and out whenever you like.
Loans when you need them
See your limit and the exact repayment before you accept. No surprises.
Bills and airtime
Pay for life in a few taps.
All the bills you pay each month in one place, with receipts and reminders.
Airtime and data for every network
Electricity, TV, water and internet
Save your favourites and repeat in one tap
Airtime
Data
Power
TV
Water
Rent
Gift cards
More
Savings
Turn small amounts into big goals.
Choose a goal and a monthly amount to see how long it takes. Savings earn interest, paid every month.
You will get there in
Start saving
You put in
Interest earned (12% a year)
Example only. Rates may change and are shown in the app.
Limits
Higher limits as you verify.
Start right away. Verify your identity once to unlock more.
| Level | What you need | Daily transfer limit | Wallet limit |
|---|---|---|---|
| Starter | Email and phone | ₦ 50,000 | ₦ 300,000 |
| Standard | Government ID | ₦ 500,000 | ₦ 5,000,000 |
| Premium | ID and proof of address | ₦ 5,000,000 | No limit |
Ready when you are.
Open a free account and get your account number in a minute.