Pricing No monthly fees
Simple, honest pricing.
You only pay when you use a paid feature, and you see the fee before you confirm. No setup fees, no minimum balance.
Personal
Free forever
For everyday money.
- Wallet and account number
- Free virtual card
- Bills and airtime
- Savings goals
- Loans, when you qualify
Most popular
Business
1.5% per payment
Capped at ₦ 2,000 per payment.
- Hosted checkout and links
- API and signed webhooks
- Team, payroll and invoices
- Test and live mode
- Refunds
Enterprise
Custom
For high volume and special needs.
- Lower gateway rates
- Priority support
- Dedicated onboarding
- Custom limits
Fee schedule
Every fee, in one place.
| Service | Fee | Notes |
|---|---|---|
| Open an account | Free | Personal and business |
| Monthly account fee | Free | No minimum balance |
| Transfer to another bank | From ₦ 10 | Shown before you confirm |
| Transfer to a Yourbank account | Free | Instant |
| Airtime and data | Free | No markup |
| Virtual card | Free | Create several |
| Physical card | ₦ 3,000 | One time, delivered |
| Gateway payment | 1.5%, capped at ₦ 2,000 | Per successful payment |
| Loan arrangement | 1% | Shown before you accept |
Example fees. Your bank can change every fee from the admin console.
Questions
About pricing.
Are there any hidden fees?
No. Every fee is shown before you confirm a payment, a transfer or a loan.
Is there a monthly fee?
No. Personal and business accounts are free to open and keep.
Can I get a lower gateway rate?
Yes, for high volume. Talk to us about the enterprise plan.
Start free today.
No setup fee. No monthly fee. Pay only for what you use.