Business banking

Banking that keeps up with your business

Open a business account in minutes. Issue team cards, send invoices, pay suppliers and run payroll without leaving the app.

Lumen Bank4821  ••••  ••••  2468ALEX MORGAN09/29
Invoice paid+$4,800.00
Payroll scheduled12 people

Built for business

Everything your business banks on

Replace three tools with one account that is fast to set up and easy for the whole team.

Multi-currency accounts

Hold, send and receive in major currencies with local account details.

Team cards

Issue virtual and physical cards with limits, categories and instant freeze.

Invoices that get paid

Create, send and track invoices, and match payments automatically.

Payroll in bulk

Upload a file or add people once and pay everyone on the day you choose.

Approvals and roles

Set who can view, pay and approve, with a full audit trail of every action.

API and integrations

Connect your accounting tools and automate payments with a developer-friendly API.

This month $48,210.40
Invoices received$31,400
Supplier payments-$12,950
Payroll-$18,200

Cash flow

See your cash flow, not just your balance

Know what is coming in, what is going out and what you can safely spend, with reports your accountant will love.

  • Live balances across every currency
  • Export statements and receipts in one click
  • Connect your accounting software
5minTo open an account
$0Monthly account fee
30+Currencies supported
24/7Card and payment controls

Getting started

Ready to run in a day

Tell us about the business

Company details and the people who own or manage it.

Verify in the app

Upload documents from your phone and track progress live.

Start banking

Invite your team, issue cards and send your first invoice.

Bank for your business, not around it

Open a business account in minutes, or talk to our team about what you need.