Together
One account. Two people. Zero awkward money talks.
Share bills, rent and savings goals in a single account, with a card each and full visibility for both of you.
What you get
Everything in the Joint account
Two cards, one balance
Each holder gets their own card and PIN, spending from the same shared balance.
Shared notifications
See every payment as it happens, so you both always know where things stand.
Shared savings pots
Save for the holiday, the deposit or the sofa together and watch the pot fill up.
Split bills automatically
Set up standing orders for rent and utilities that leave on the day you choose.
Protected for both
Spending limits, instant freeze and two-step verification for each holder.
Clear statements
Download one tidy statement that shows who paid for what.
Who it is for
Made for you
Couples, housemates and family members aged 18+, each with a personal account.
- No monthly fee
- Separate card for each holder
- Own account number
- Close any time, no penalty
Getting started
Up and running in three steps
Invite your partner
Send an invite from the app. They need a personal account first.
Both verify
Each holder confirms their identity in a couple of minutes.
Start sharing
Cards arrive in days; virtual cards are ready in seconds.
Yes. Each holder has a personal account first, then you open the joint account together from the app.
Either holder can ask to close the account. Any remaining balance is returned according to your instructions.
You can set daily limits per card. Both holders can see and change them.
Compare
Every account, side by side
Switch plans whenever your life does. No penalty, no paperwork.
Personal account
Our signature everyday current account that fits your finances.
Residents of supported countries. Terms apply.Joint account
A shared bank account that helps you manage joint costs.
You'll both need a personal account. Aged 18+. Terms apply.Under 16s account
A free account for kids that keeps up as they grow up. Set spending limits and see what they're up to with instant notifications.
Ages 6-15. A parent or guardian account is needed first. Terms apply.Extra
$3 a monthUnlock more money tools, see your other banks and cards in one place, and create custom spending categories.
Age 18+. Terms apply.Perks
$9 a monthEnjoy the best of us with a boosted savings rate and added benefits like travel discounts and a monthly coffee treat.
Age 18+. Terms apply.Max
From $19 a monthProtect the things that matter with worldwide travel and phone insurance, breakdown cover, and more.
Ages 18-69. 3-month minimum term. Terms apply.Open your Joint account today
It takes about two minutes. No paperwork and no branch visits.