Services
Everything your money needs
From sending a payment to running payroll, every service is built into one secure account.
Our services
Local transfers
Send money to any local account quickly, with clear status updates from start to finish.
International transfers
Send money abroad at transparent rates, with the fee shown before you confirm.
Currency exchange
Convert between major currencies at fair mid-market rates, any time of day.
Bill payments
Pay utilities, rent and subscriptions from your account and schedule them ahead.
Beneficiaries
Save the people and companies you pay often and send money in two taps.
Time deposits
Lock funds for a fixed term and earn a guaranteed rate when they mature.
Statements and receipts
Download statements and receipts any time, in the formats your accountant wants.
Payroll and invoices
Pay teams in bulk and send professional invoices that get paid faster.
Developer API
Automate payments and reconcile in real time with documented, secure endpoints.
Reliable
Fast when it matters, careful always
Every payment is checked in real time against your limits and our risk rules, so your money moves quickly and safely.
- Real-time status on every transfer
- Two-step approval for large payments
- Full audit trail on business accounts
Ready when you are
Open your account in minutes and see why people love banking with Lumen Bank.