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Download the app, tap Open account and follow the steps. You will need a valid ID and a few minutes. Most people are approved right away.
We are available in over 150 countries. Some products depend on where you live, and the app shows what is available to you.
Yes. You can hold a personal account, joint accounts and multiple currency accounts, all in one app.
Top up by bank transfer, debit card or by having your salary paid in. Transfers between customers are instant.
Withdraw or transfer your balance, then request closure from Settings. We will confirm by email.
Your virtual card is ready straight away. A physical card usually arrives within a few working days.
Freeze it instantly in the app. You can unfreeze it if you find it, or order a replacement in a couple of taps.
Yes, with no foreign transaction fees and fair exchange rates. Eligible plans include free ATM withdrawals abroad.
Everything is encrypted and every login is protected by biometrics and two-step verification. We monitor accounts for unusual activity around the clock.
Freeze your card, then report the payment in the app. Our team will investigate and keep you updated.
Standard is free. Paid plans add extras and can be cancelled whenever you like. See the pricing page for details.
You see the exact fee and rate before you confirm any transfer, so there are never surprises.
Ready when you are
Open your account in minutes and see why people love banking with Lumen Bank.