Pricing
Simple, honest pricing
Start free and upgrade only when you need more. No hidden fees, no lock-in, no small print surprises.
Plans
Standard
Everything you need to bank every day.
$0/mo
- Free virtual card
- Instant payments
- Savings pots
- Free ATM withdrawals each month
- Fee-free spending abroad
Most popular
Extra
More tools and a clearer view of your money.
$3/mo
- Everything in Standard
- See all your banks in one place
- Custom categories and budgets
- Automatic round-ups
- Priority support
Max
Complete cover and our best rates.
$19/mo
- Everything in Extra
- Worldwide travel insurance
- Phone insurance
- Breakdown cover
- Highest savings rate
Sample prices for illustration. Yearly prices shown per month, billed annually. Terms apply.
Compare
Every feature, side by side
| Standard | Extra | Max | |
|---|---|---|---|
| Everyday banking | |||
| Virtual and physical card | |||
| Instant payments between customers | |||
| Free ATM withdrawals each month | 5 | 10 | Unlimited |
| Fee-free spending abroad | |||
| Money tools | |||
| Savings pots | 3 | Unlimited | Unlimited |
| Connect other banks | – | ||
| Custom categories and budgets | – | ||
| Protection and support | |||
| Travel insurance | – | – | |
| Phone insurance | – | – | |
| Priority support | – | ||
No. Every fee is listed on this page and in the app before you pay anything.
Yes. Upgrade or downgrade from the app at any time. Changes take effect straight away.
Only Max has a 3-month minimum term. Standard and Extra can be cancelled whenever you like.
Fees
What banking costs here
These figures are read from the bank's settings, so they always match what you are charged.
| Service | Fee |
|---|---|
| International bank transfer | 1.00% |
| Currency exchange between your accounts | 0.25% margin |
| Buying or selling shares | 0.25%, minimum 2.00 EUR |
| Savings vault, 30 days | 0.60% a year |
| Savings vault, 90 days | 0.90% a year |
| Savings vault, 180 days | 1.10% a year |
| Savings vault, 365 days | 1.40% a year |
Ready when you are
Open your account in minutes and see why people love banking with Lumen Bank.