Legal

Terms of service

The terms that apply when you open an account and use our services.

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Last updated: January 2026

About these terms

These terms form an agreement between you and us. By opening an account or using our services you agree to them, so please read them carefully and keep a copy for your records.

Your account

You must be of legal age in your country, provide accurate information and keep your login details secure. You are responsible for activity on your account unless you tell us promptly that your details have been compromised.

Payments and cards

We process payments you authorise, subject to your available balance and limits. You can freeze a card at any time. We may delay or decline a payment to comply with the law or to protect you from fraud.

Fees

Any fees that apply are shown on our pricing page and in the app before you confirm a transaction or subscribe to a plan. We will give you notice before changing fees.

Acceptable use

  • Do not use the services for illegal activity or to defraud others
  • Do not attempt to disrupt or gain unauthorised access to our systems
  • Do not share your credentials with anyone

Liability

We are responsible for losses that are a foreseeable result of our failure to follow these terms or the law. We are not responsible for losses caused by events outside our reasonable control, or by your failure to keep your details safe.

Changes and closing

We may update these terms and will tell you in advance if the change affects you. You can close your account at any time. We may close or suspend an account where required by law or if these terms are broken.