For families
Money skills for kids. Peace of mind for parents.
A free account for ages 6 to 15 with limits you set, instant notifications and a card they will actually enjoy using.
What you get
Everything in the Under 16s account
You set the limits
Choose daily and per-payment limits, and block categories you are not ready for.
Instant notifications
Every purchase pings your phone, so there are never any surprises.
Automatic pocket money
Schedule weekly or monthly payments straight from your account.
Saving goals
Kids set a goal, watch it grow and learn the joy of saving up.
Freeze in one tap
Lost the card? Freeze it instantly from your own app.
Built for safety
No overdrafts, no credit, and no way to spend more than is in the account.
Who it is for
Made for you
Children aged 6 to 15, opened and managed by a parent or guardian with a personal account.
- Completely free
- Parental controls built in
- Real card with real limits
- Grows into a full account at 16
Getting started
Up and running in three steps
Open your own account
A parent or guardian needs an active personal account.
Add your child
Enter their details and verify yourself in the app.
Set the rules
Pick limits, pocket money and goals, then hand over the card.
Children from 6 to 15. At 16 the account can grow into a full personal account.
Never. They can only spend what is in their account.
Yes. You see every transaction in real time and can change limits whenever you like.
Compare
Every account, side by side
Switch plans whenever your life does. No penalty, no paperwork.
Personal account
Our signature everyday current account that fits your finances.
Residents of supported countries. Terms apply.Joint account
A shared bank account that helps you manage joint costs.
You'll both need a personal account. Aged 18+. Terms apply.Under 16s account
A free account for kids that keeps up as they grow up. Set spending limits and see what they're up to with instant notifications.
Ages 6-15. A parent or guardian account is needed first. Terms apply.Extra
$3 a monthUnlock more money tools, see your other banks and cards in one place, and create custom spending categories.
Age 18+. Terms apply.Perks
$9 a monthEnjoy the best of us with a boosted savings rate and added benefits like travel discounts and a monthly coffee treat.
Age 18+. Terms apply.Max
From $19 a monthProtect the things that matter with worldwide travel and phone insurance, breakdown cover, and more.
Ages 18-69. 3-month minimum term. Terms apply.Open your Under 16s account today
It takes about two minutes. No paperwork and no branch visits.